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Mortgage Broker In Tampa Florida Offering Home Loans At The Best Mortgage Rates Available

Mortgage broker in Tampa Florida, Pioneer Mortgage Funding, Inc. and Mortgage Loan Originator, Gem Goktepe can help you get approved for your home loan or refinance even if you have not qualified in the past with other lenders!

Located in Tampa and servicing the entire State of Florida, we work very closely with you to help get you qualified for your home mortgage even if you have had trouble getting approval in the past.

We will put our 20 years of experience to work for you and use our vast resources to help present you with the best options and solutions to get you approved.

Special Offer

Best Mortgage Lender In Tampa Florida Helped His Self-Employed Client Get Approved Even When Her Banks Said "No"

Best mortgage lender in Tampa Florida, Pioneer Mortgage Funding, Inc. and Mortgage Loan Originator, Gem Goktepe helped their self-employed client, Dina, get approved for a self-employed loan within only 8 days.

Dina had been trying to get a loan through her bank for a few weeks without any luck. However, working with Gem Goktepe who specializes in self-employed loans and bank statement loans, Dina got approved quickly and easily.

Gem is an expert in helping people get approved, even when other lenders have said “No.”

Gem and his team specialize in any and all types of loans, such as:

With one easy application, we will work closely with you and your specific situation to help you get your mortgage approved so you can get into your dream home, refinance your current home, or get a home equity loan quickly and easily.

We have helped thousands of clients qualify for their mortgages at the lowest possible interest rates so they can enjoy affordable monthly payments.

Our mortgage brokers are top-rated professionals who are very knowledgeable in local and statewide mortgage laws and know what it takes to close your loan in the fastest and most effective manner.

We help clients in Tampa, the surrounding Tampa Bay area, including Wesley Chapel, Lutz, Land O’ Lakes and throughout all of Florida qualify for their mortgages, refinance their homes and get home equity loans.

Applying is easy!

Call us now at (813) 771-9700 to lock in your home loan at the lowest rate on the market right now.  You can also click here to apply online for your home loan now!

Quick & Easy

Our resources, knowledge and advanced technology allow us to be the fastest and most efficient mortgage lenders in processing your home loan.

Free Consultation

At Pioneer Mortgage Funding, Inc. we care about our clients and we are happy to offer free home loan consultations and all home loan applications are free.

Lowest Rates

We are the mortgage lenders that can offer you the lowest available mortgage rates on the market today, located in Tampa and serving the entire State of Florida.

Happy Clients

Our mortgage company takes pride in providing superior client care and we are honored to have helped thousands of homeowners get approved.

Here's how you can get started with your home loan application in 3 easy steps:


Check Your Eligibility

Each type of home loan has different eligibility requirements for approval.


Submit Your Loan Application

Choose the type of home loan you want to apply for as well as the loan amount.


Get Approved

Our mortgage lenders will process your mortgage application quickly and for free.

Message From Mortgage Loan Originator, Gem Goktepe

Mortgage Broker in Tampa Florida and Wesley Chapel FL

“Working very closely with individuals, families, and small business owners I handle very complex commercial lending and residential loans, bringing in a very diverse lender portfolio. This is my hobby and my work!

Non Qualified – Qualified lending is my specialty and I represent many result-oriented lenders. With only one application, we can bring options and solutions to new home owners as well as real estate investors of all kinds.

I am a firm believer that actions speak louder than words and hope to work with you to help you get your mortgage.

I work for you and around your schedule!”

– Gem Goktepe – Mortgage Loan Originator MLS#1812307

Mortgage Broker in Tampa and serving all of Florida...Trusted By Thousands Of Happy Clients

We are honored to have helped thousands of homeowners in Tampa, Wesley Chapel, Land O’ Lakes, Lutz, and throughout the Tampa Bay area get approved for their mortgage or refinance…all at the lowest rates available on the market today. Not only have we helped clients with their mortgages, but we have helped clients get complex commercial loans as well. Here is what people are saying about Gem Goktepe, Mortgage Loan Originator and how he helped them.

I want to thank Gem for his help in getting my loan approved. He prepared me in advance for everything that was going to happen and everything that was going to be required. As a self-employed individual, getting approval is not so simple, but he helped get me approved. He made the whole process quick and easy. I highly recommend Gem for your lending needs, especially if you have a challenging situation. Gem was a pleasure to work with as well…very accommodating and efficient.


We are self employed couple and always had issues getting a mortgage, Gem worked with us over and beyond call of duty and secured a conventional mortgage at an excellent rate, and closed on time. Highly recommended.


Gem was very dedicated and detail oriented throughout the entire process. He kept the closing process on schedule and we would absolutely use him again as a lender.


Gem is a “gem” ; because he is always one step ahead in the mortgage process ; always helpful. My loan closed quickly and without any problems. Do recommend him without any hesitation.


Gem was able to get my financing completed, at a reasonable rate and without any significant hassle. I even had to request additional funding approval after the first house fell through for needed repairs and he made it happen. Couldn’t have asked for anything more.


Tried to get a loan with other lenders and it never worked out! Gem got the job done for us! And always answered every question I had! If he didn’t answer the phone, he immediately texted to see what was going on. Very reliable!

Rebekah Reineck - Lutz, FL (Self-Employed Loan)

Gem has excellent customer service, he is always working and available no matter the time!! Gem does an awesome job of taking the stress from the home buying process.

Robert Rutledge - Wesley Chapel, FL (Low Credit Score, FHA Loan)

This was the fourth time we worked with Gem. We continue to work with Gem as he is the best at what he does! He is super responsive, very detailed oriented and knowledgeable. He is always there to answer any questions you might have! This was another smooth process and we were able to close in such a short time. I highly recommend Gem to anyone looking for a trustworthy lender!


I went with a previous lender it was a horrible experience I ended up losing the house I wanted. I called gem gektepe he got me approved right away, and he has the best team to work with. I closed on the home I wanted with a smile through the whole process. I strongly recommend him and his team. I will be using him again. He’s the best


Gem was extremely helpful with the loan process. He was always available to answer my questions. He was able to get me the loan amount needed to purchase my dream house. I highly recommend his services.


Gem was very helpful in explaining the process and clarify and doubts. My closing was quick and received a favorable rate. Highly recommend his service in new purchases or refinance.


Thank you for your dedication throughout this refinance process. You where there from start to completion and each step of the way you were just a text and phone call away, day or night. You explained and answered all the questions I had very clearly and completely. I will recommend you to anyone that I come in contact with that is looking to purchase or refinance their home. Thanks again Gem, you are A+++ in my book, you have all my future home purchasing and home refinance deal. GOD Bless you Gem.


Gem helped us with our mortgage. From the first day he was professional, courteous and knowledgeable. Our calls were always answered and we felt like we had an ally on our side throughout the process. In these days of fraud running rampant Gem went above and beyond to protect us every step of the way. We were able to close on time and received a great mortgage deal. If you are looking for a mortgage loan officer give Gem Goktepe a call. It will be one of the best decisions you will ever make. Home buying can be stressful but Gem made it the enjoyable and exciting experience that it should be.


Applying for a home loan is quick and easy!

Click the button below to contact Gem now.

Best Mortgage Rates As Seen On:

Our mortgage company uses the latest technology, vast resources and over 20 years of mortgage lending experience to get you your loan at the lowest interest rates so you can start enjoying your new home, while making your monthly payments with ease.

Mortgage Broker in Tampa, Florida - Directions To Pioneer Mortgage Funding, Inc.