Bankruptcy Home Loans in Tampa, Wesley Chapel and Throughout All Of Florida

Bankruptcy Home Loans in Tampa, Wesley Chapel and All of Florida – We Can Help You Get Approved For Your Home Loan or Refinance With Second Chance Lending Even When Others Have Said “No”

Bankruptcy home loans in Tampa Florida – Bankruptcy mortgage lenders at Pioneer Mortgage Funding have been helping people who have gone through bankruptcy get approved for a home loan for over 20 years. We understand that, as someone who has gone through bankruptcy, it may be challenging to get approved for a home loan.

We are passionate about helping everyone enjoy the American dream of owning their own home, especially those whose credit has been affected by a past bankruptcy. Our extensive experience and resources allow us to help make home-ownership possible for those who have suffered a bankruptcy.

With interest rates being so low, now is the time to apply for your home loan to lock in your mortgage rate at the lowest rates on the market. We will work closely with you to understand your financial situation and select the mortgage program that fits your needs and budget so you can have easy, low monthly payments and save money every month.

We are the leading bankruptcy mortgage lenders in Florida. We are proud to have helped hundreds of people just like you qualify for a mortgage and buy their dream homes even after suffering a bankruptcy through second chance lending, and we would be happy to help you get approved too.

We pride ourselves on being the most resourceful, most accommodating and fastest mortgage company to process your loan application, and we make the entire loan approval process for buying a house after bankruptcy stress-free for you even if you have been told you do not qualify!

Our bankruptcy mortgage specialists are experts in helping non-qualified applicants who have suffered a bankruptcy and now have bad credit, obtain a home loan quickly and easily. To get started with your application call us today with no obligation, and no commitment at (813) 771-9700…our second chance lending experts are ready to help you!

We know that very few lenders are willing to help you get a loan if your credit has been damaged by a past bankruptcy and you may be struggling to get your home loan approved, but we strive to help make it happen for you. With a wide array of products, investment tools, mortgages, and the highest quality service and individual attention we will work the hardest to help get your application approved.

Our expert mortgage lenders for bankruptcy home loans are here for you and ready to help you get your home loan at the lowest interest rate possible. You could be approved sooner than you think when you apply with Pioneer Mortgage Funding, the best lenders for bankruptcy mortgages in the Tampa area. Click the button below to apply now!

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What is a Bankruptcy Home Loan (Second Chance Loan)?

A bankruptcy home loan is a mortgage that is approved for someone who has suffered a bankruptcy in the past.

Getting a home loan after bankruptcy is challenging but not impossible. A bankruptcy can stay on your credit report and negatively affect your credit score for up to 10 years.

Unfortunately, most lenders will not even consider approving your mortgage application if you have suffered a bankruptcy, and getting approved may seem hopeless.

Fortunately, second chance lenders give people with bad credit and a past bankruptcy the chance to apply for a mortgage based on the applicant’s ability to make prompt monthly payments for the term of the loan.

We are here to help applicants realize that getting approved is possible, even with bad credit and a history of bankruptcy. Our mortgage brokers are expert second chance lenders and can help you get approved so you can close on your new home!

Get started on your bankruptcy home loan application today!

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Benefits of a Bankruptcy Home Loan

The main benefits of bankruptcy home loans is that a lower credit score may be accepted, and you could get approved based on your current financial situation.

Our second chance lenders will work closely with you to understand your financial situation and see how we can select a mortgage that will work for you.

How We Can Help You Get Approved

At Pioneer Mortgage Funding we are proud to have helped people just like you throughout the state of Florida make their dreams of owning a home a reality by helping them with their post-bankruptcy home loan applications. Our mortgage experts have extensive experience and will take the time to sit with you, analyze your financial situation and help find the best lending solution for you.

You can rest assured that our lending professionals will make the application process as easy and comfortable for you as possible, leading you through every step of the process efficiently, professionally, and securely, making the application stress-free for you.

As a first step in determining your eligibility for a bankruptcy mortgage or refinance, we are happy to offer you a free consultation where you will talk one-on-one with a mortgage expert to discuss the details of your eligibility. Give us a call now at (813) 771-9700 to schedule your free consultation with one of our mortgage specialists and it will be our pleasure to help you.

Mortgage Calculator

For your convenience, you can calculate your estimated monthly mortgage payments using the home loan calculator below. You have the option of having the PDF of the estimated monthly principal and interest payment schedule emailed directly to you as well.

Simply fill out the form below by editing the numbers according to your mortgage amount, estimated interest rate, down payment and terms and click “Calculate” and an amortization schedule will be generated.

Mortgage Calculator

How To Apply For Your Bankruptcy Home Loan

Our loan specialists help make your home loan application process as quick and easy as possible. With our vast experience, expertise and resources we are able to streamline the whole loan application and approval process to make it faster, easier, and hassle-free. You can start your mortgage application process right now by simply filling out the form below:

Apply For Your Bankruptcy Home Loan Now

Our mortgage lenders are passionate about helping people just like you make their dreams of home ownership come true! To get started with your home loan application, simply fill out the form below and one of our mortgage specialists will contact you shortly:

    We Are Happy To Have Helped Hundreds Of Clients With Their Post-Bankruptcy Mortgages

    We are honored to have helped thousands of homeowners throughout Florida get approved for their mortgage or refinance…all at the lowest rates available on the market today!

    We are happy to provide unsurpassed lending services to clients anywhere in Florida, including Tampa, Wesley Chapel, Land O’ Lakes, Lutz, Odessa, Dade City, Lakeland, Orlando, St. Petersburg, Clearwater, Sarasota, Naples just to name a few.

    Here is what our clients have to say about how Mortgage Loan Originator, Gem Goktepe helped them with their residential loans, refinance loans, home equity loans, commercial loans and special loans such as self-employed loans, bank statement loans, no-income loans, second chance (bankruptcy) loans, divorce refinance and jumbo loans (reviews as seen on Gem Goktepe’s Zillow Profile).

    Mortgage Broker in Tampa Florida and Wesley Chapel FL

    “I’m happy to have helped thousands of happy clients get approved for their loans quickly and easily, and I’m excited to help you too!”

    Gem Goktepe – Mortgage Loan Originator MLS#1812307

    Gem Goktepe Reviews

    Gem has excellent customer service, he is always working and available no matter the time!! Gem does an awesome job of taking the stress from the home buying process.


    Gem was very professional and helpful from start to finish. He always answered my questions very quickly. I highly recommend Gem to anyone looking to purchase.


    Tried to get a loan with other lenders and it never worked out! Gem got the job done for us! And always answered every question I had! If he didn’t answer the phone, he immediately texted to see what was going on. Very reliable!

    Rebekah Reineck - Lutz, FL (Self-Employed Loan)

    It was hard to get approved for a mortgage loan. We tried multiple times until we met Gem and gave us hope. In less than a week he had gotten us pre-approved! He really helped us through the whole process and we couldn’t be happier!


    We are self employed couple and always had issues getting a mortgage, Gem worked with us over and beyond call of duty and secured a conventional mortgage at an excellent rate, and closed on time. Highly recommended.

    Eddie Maner - Wesley Chapel, FL (Self-Employed, Conventional Loan)

    I went with a previous lender it was a horrible experience I ended up losing the house I wanted. I called gem gektepe he got me approved right away, and he has the best team to work with. I closed on the home I wanted with a smile through the whole process. I strongly recommend him and his team. I will be using him again. He’s the best 🥳

    Client - Gibsonton, FL (Self-Employed, First Time Home Buyer, FHA Loan)

    Gem was very dedicated and detail oriented throughout the entire process. He kept the closing process on schedule and we would absolutely use him again as a lender.

    M. Lapresti - Wesley Chapel, FL (Self-Employed, Conventional Loan)

    We had the most pleasant process while working with Gem. We have purchased property before but we have never had someone like Gem help us. He goes above and beyond what you would expect. We works really hard to find you the best deal possible based on your financial situation. Trust me when I tell you that you will not regret giving Gem an opportunity!

    Client - Ormond Beach, FL (Self-Employed Loan)

    He assisted me in financing my purchase and very helpful. He found me a lower rate than initially quoted. It helped knowing that he had my best interest at heart. I would recommend him.

    Client - Tampa, FL (Self-Employed Loan)

    Gem is the one who will make sure you will get what you are looking for. He will try everything for you, he will get you the best rate. Our refinance was almost impossible but he made it! We tried how many times to refinance our home, but most of the banks, mortgage companies and brokers don’t know what they are doing. They all want easy borrower and don’t want to work harder, or they don’t pay attention to details. Gem was on it completely from day one to until end of the closing. He was with us every day and he made sure we got the refinance done in timely matter.

    Gulperi Arici - Tampa, FL (Self-Employed, Refinance)

    Mortgage Broker For Bankruptcy Home Loans In Tampa - Directions To Pioneer Mortgage Funding, Inc.