Jumbo Loan in Tampa, Wesley Chapel and Throughout All Of Florida

Jumbo Loan in Tampa, Wesley Chapel and all of Florida – We Can Help You Get Approved Quickly and Easily

Jumbo loan lender in Tampa Florida – Gem Goktepe and Pioneer Mortgage Funding has been helping families buy their luxury homes, vacation homes and investment properties for over 20 years. You deserve to make your dreams come true, and Mortgage Loan Originator, Gem Goktepe can help make it happen for you!

We are passionate about helping you get approved for your jumbo loan so you can enjoy your dream home, vacation home or make your real estate investing vision a reality. Our extensive experience and resources allow us to provide you with the best available options to get you approved for a jumbo home loan or refinance at the lowest available interest rates on the market.

We are happy to announce that mortgage rates and refinance interest rates are the lowest they have been in 50 years! With interest rates so low, now is the time to apply for your jumbo  home loan to lock in your mortgage rate at the lowest rates on the market today. We will work closely with you and select the jumbo loan program that fits your needs and budget so we can set you up with the lowest interest rate and lowest monthly payments possible.

We are the leading mortgage lender in the Tampa Bay area, serving all of Florida, and we are proud to have helped thousands of homeowners qualify for jumbo mortgages so they can purchase their dream homes, vacation homes, get their jumbo refinance approved or purchase their investment properties.

We pride ourselves on being the best jumbo loan lenders in the Tampa Bay area. We have developed an unsurpassed reputation for being the most resourceful, most accommodating and fastest mortgage company to process your jumbo loan application, and we make the entire loan approval process comfortable and stress-free for you even if you have been told you do not qualify!

Our jumbo loan specialists are experts in helping people just like you obtain your jumbo home loan quickly and easily. We will walk you through the application process step-by-step, guiding you to gather all necessary documents to help you get approved and make your home ownership dreams come true! To get started with your application, call us today with no obligation and no commitment at (813) 771-9700…our jumbo loan experts are ready to help you!

We know that very few lenders are offering jumbo loans these days, and you may be struggling to get your jumbo loan approved, but at Pioneer Mortgage Funding we strive to help make it happen for you. With a wide array of products, investment tools, mortgages, and the highest quality service and individual attention we will work the hardest to help get your application approved.

Our jumbo lending experts are here for you and are ready to help you get your jumbo loan at the lowest interest rate possible. You could be approved within just a few days. Click the button below to contact Gem Goktepe now for a free jumbo loan consultation!

Contact Gem Now

We Are Happy To Have Helped Hundreds Of Clients With Their Jumbo Mortgages

We are honored to have helped thousands of homeowners throughout Florida get approved for their mortgage or refinance…all at the lowest rates available on the market today!

We provide unsurpassed lending services to clients anywhere in Florida, including Tampa, Wesley Chapel, Land O’ Lakes, Lutz, Odessa, Dade City, Lakeland, Orlando, St. Petersburg, Clearwater, Sarasota, Naples just to name a few.

Here is what our clients have to say about how Mortgage Loan Originator, Gem Goktepe helped them with their residential loans, refinance loans, home equity loans, commercial loans and special loans such as self-employed loans, bank statement loans, no-income loans, second chance (bankruptcy) loans, divorce refinance and jumbo loans (reviews as seen on Gem Goktepe’s Zillow Profile).

Mortgage Broker in Tampa Florida and Wesley Chapel FL

“I’m happy to have helped thousands of happy clients get approved for their loans quickly and easily, and I’m excited to help you too!”

Gem Goktepe – Mortgage Loan Originator MLS#1812307

Call Now For A Free Consultation – (813) 771-9700

Gem Goktepe Reviews

Gem is a wonderful mortgage loan officer. He is very knowledgeable as he has been doing this for a long time. He was very helpful throughout the whole process; he was always ready to answer any questions we had (no matter what time it was). We were able close in such a short time as he was very organized and everything went smoothly! I can honestly say that Gem is a trustworthy guy that works very hard for his clients to get the best deal possible. This was an investment purchase, I will definitely work with him again for our primary purchase! I highly recommend Gem as a broker!


This was the second time we worked with Gem. First he helped us to buy an investment property and this time with our primary residence. There was a reason we chose to work with Gem again; he definitely knows what he is doing! He helped us close in such a short time with a great rate! He is always there to help with any questions you have. We will definitely work with him again! We highly recommend Gem to anyone looking for a lender.


Mr. Gem went out of his way to get us in our dream home on 28 acres, great to deal with and will recommend to family and friends, he not only did the job he said but met at closing during quarantine and waited outside in case we had issues, outstanding job Sir!


Gem is a great guy to work with. I can easily say that his service, knowledge, expertise, and communication skills are first class. Our process was so smooth and exactly as expected. I will definitely recommend him to others. Thanks Gem!


We had the most pleasant process while working with Gem. We have purchased property before but we have never had someone like Gem help us. He goes above and beyond what you would expect. We works really hard to find you the best deal possible based on your financial situation. Trust me when I tell you that you will not regret giving Gem an opportunity!


Agent has provided excellent service with prompt attitude. Very knowledgeable. Great experience. We have worked out every single glitch on our loan process with no difficulties whatsoever based on the help of this agent.

Gokhan Esen - Wesley Chapel, FL (Self-Employed, Conventional Loan)

Thank you for orchestrating such a smooth and cost saving loan. From start to finish, Gem did an exceptional job and made the loan process easy. I had a competing offer late in the process, which Gem was able to offer lower fees and closing costs, then still pushed my application quickly through. Gem and his team have been extremely responsive and super helpful throughout the whole process. Thank you for going above and beyond to get everything done on time. You did an absolutely perfect job! I would highly recommend his services to anyone interested in purchasing or refinancing.


Gem was very dedicated and detail oriented throughout the entire process. He kept the closing process on schedule and we would absolutely use him again as a lender.

M. Lapresti - Wesley Chapel, FL (Self-Employed, Conventional Loan)

Gem was very helpful in explaining the process and clarify and doubts. My closing was quick and received a favorable rate. Highly recommend his service for new purchases or refinance.


He assisted me in financing my purchase and very helpful. He found me a lower rate than initially quoted. It helped knowing that he had my best interest at heart. I would recommend him.

Client - Tampa, FL (Self-Employed Loan)

We have worked with Gem on 3 transactions since last year. He is very responsive and communicative. He is always available to answer any questions. He is very detailed oriented and thinks about next level in the process. Thank you Gem for being the best!!

Ilker Burnukara - Tampa, FL (Self-Employed, Conventional Loan)

Gem is the one who will make sure you will get what you are looking for. He will try everything for you, he will get you the best rate. Our refinance was almost impossible but he made it! We tried how many times to refinance our home, but most of the banks, mortgage companies and brokers don’t know what they are doing. They all want easy borrower and don’t want to work harder, or they don’t pay attention to details. Gem was on it completely from day one to until end of the closing. He was with us every day and he made sure we got the refinance done in timely matter.

Gulperi Arici - Tampa, FL (Self-Employed, Refinance)

What is a Jumbo Loan?

Jumbo loans are designed for expensive, higher-end properties that exceed the loan limits of a conventional loan. The conforming loan limit is set each year by the Federal Housing Finance Agency (FHFA), with the limit in Florida set at $647,200 in 2022 for the conventional home loan. When your loan requirements exceed this amount, this is when you need a jumbo loan.

Jumbo loans are typically used to help people purchase a luxury home, second home, vacation home or investment properties. Since the loan amounts are higher than the usual home loan, jumbo loan borrowers can expect stricter application requirements.

It is important to note that jumbo loans will most likely require a higher down payment and higher closing costs than a conventional loan, but interest rates are competitive with other conventional loans.

There are few lenders that can offer you a jumbo loan because lenders consider them as higher risk loans. But here at Pioneer Mortgage Funding, our jumbo loan specialists go the extra mile to find the jumbo loan that is perfect for you and your purchasing needs.

Our experienced jumbo loan lenders will help you gather all the required information to get you approved quickly and easily. With a good credit score, proof of sufficient cash reserves and income, we will work closely with you to help you get approved for your jumbo loan.

Get started on your jumbo loan application today!

Contact Gem Now

Benefits of a Jumbo Loan

The main benefit of a jumbo loan is that you can borrow a large amount of money to purchase your luxury home, vacation home or investment property.

With a jumbo home loan, our mortgage experts can help you get approved and get you the best possible interest rates, helping to keep your monthly payments as low as possible.

Jumbo Loan Application Requirements

As compared to the traditional mortgage programs, jumbo mortgage lending requires more information for application and is typically reserved for applicants with good credit, steady income, and a good amount of cash reserves.

If you are applying for a jumbo home loan in Florida, the following information will likely be needed:

  • Credit Score
  • Proof of Steady Income;
  • Personal and Business Bank Statements if Self-Employed;
  • Evidence of Cash Reserves For 6-18 Months of Mortgage Payments;
  • Current Debt (to determine debt-to-income ratio);
  • Current Assets;
  • Additional Appraisals;

We are proud to have helped hundreds of families throughout the state of Florida make their dreams of owning their luxury home, vacation home or investment properties a reality by helping them with their jumbo home loan applications.

Our jumbo mortgage experts have over 20 years of experience and will take the time to sit with you and determine your eligibility for a jumbo home loan, as well as inform you about the best down payment and monthly payment options…all at the most competitive interest rates available on the market today.

You can rest assured that our lending professionals will make the application process as easy and comfortable for you as possible, leading you through every step of the process efficiently, professionally, and securely, making the application stress-free for you.

As a first step in determining your eligibility for a jumbo mortgage or refinance, we are happy to offer you a free consultation where you will talk one-on-one with mortgage expert Gem Goktepe to discuss the details of your eligibility. Give Gem a call now at (813) 771-9700 for your free consultation for a jumbo loan application.

Jumbo Mortgage & Refinance Rates

Our jumbo mortgage experts can help get you the lowest mortgage rates on the market today!

Having access to a wide range of investment tools and products allows us to offer some of the lowest current mortgage rates in the United States. We can help you save hundreds of dollars a month. Speak directly with our home loan expert, Mortgage Loan Originator, Gem Goktepe right now by calling (813) 771-9700.

Jumbo Loan Mortgage Calculator

For your convenience, you can calculate your estimated monthly mortgage payments using the home loan calculator below. You have the option of having the PDF of the estimated monthly principal and interest payment schedule emailed directly to you as well.

Simply fill out the form below by editing the numbers according to your mortgage amount, estimated interest rate, down payment and terms and click “Calculate” and an amortization schedule will be generated.

Mortgage Calculator

How To Apply For Your Jumbo Home Loan

Our loan specialists make your home loan application process as quick and easy as possible. With our vast experience, expertise and resources we are able to streamline the whole loan application and approval process to make it faster, easier, and hassle-free. You can start your jumbo mortgage application process right now by simply filling out the form below:

Request Your Free Consultation For A Jumbo Home Loan Now

Our mortgage lenders are passionate about helping people just like you make their dreams of home ownership come true! To get started with your jumbo home loan application, simply fill out the form below and our mortgage specialists will contact you shortly:

    Mortgage Lender For Jumbo Loans In Tampa - Directions To Pioneer Mortgage Funding, Inc.