Gem is a wonderful mortgage loan officer. He is very knowledgeable as he has been doing this for a long time. He was very helpful throughout the whole process; he was always ready to answer any questions we had (no matter what time it was). We were able close in such a short time as he was very organized and everything went smoothly! I can honestly say that Gem is a trustworthy guy that works very hard for his clients to get the best deal possible. This was an investment purchase, I will definitely work with him again for our primary purchase! I highly recommend Gem as a broker!

This was the second time we worked with Gem. First he helped us to buy an investment property and this time with our primary residence. There was a reason we chose to work with Gem again; he definitely knows what he is doing! He helped us close in such a short time with a great rate! He is always there to help with any questions you have. We will definitely work with him again! We highly recommend Gem to anyone looking for a lender.

Mr. Gem went out of his way to get us in our dream home on 28 acres, great to deal with and will recommend to family and friends, he not only did the job he said but met at closing during quarantine and waited outside in case we had issues, outstanding job Sir!

Gem is a great guy to work with. I can easily say that his service, knowledge, expertise, and communication skills are first class. Our process was so smooth and exactly as expected. I will definitely recommend him to others. Thanks Gem!

We had the most pleasant process while working with Gem. We have purchased property before but we have never had someone like Gem help us. He goes above and beyond what you would expect. We works really hard to find you the best deal possible based on your financial situation. Trust me when I tell you that you will not regret giving Gem an opportunity!

Agent has provided excellent service with prompt attitude. Very knowledgeable. Great experience. We have worked out every single glitch on our loan process with no difficulties whatsoever based on the help of this agent.

Thank you for orchestrating such a smooth and cost saving loan. From start to finish, Gem did an exceptional job and made the loan process easy. I had a competing offer late in the process, which Gem was able to offer lower fees and closing costs, then still pushed my application quickly through. Gem and his team have been extremely responsive and super helpful throughout the whole process. Thank you for going above and beyond to get everything done on time. You did an absolutely perfect job! I would highly recommend his services to anyone interested in purchasing or refinancing.

Gem was very dedicated and detail oriented throughout the entire process. He kept the closing process on schedule and we would absolutely use him again as a lender.

Gem was very helpful in explaining the process and clarify and doubts. My closing was quick and received a favorable rate. Highly recommend his service for new purchases or refinance.

He assisted me in financing my purchase and very helpful. He found me a lower rate than initially quoted. It helped knowing that he had my best interest at heart. I would recommend him.

We have worked with Gem on 3 transactions since last year. He is very responsive and communicative. He is always available to answer any questions. He is very detailed oriented and thinks about next level in the process. Thank you Gem for being the best!!

Gem is the one who will make sure you will get what you are looking for. He will try everything for you, he will get you the best rate. Our refinance was almost impossible but he made it! We tried how many times to refinance our home, but most of the banks, mortgage companies and brokers don’t know what they are doing. They all want easy borrower and don’t want to work harder, or they don’t pay attention to details. Gem was on it completely from day one to until end of the closing. He was with us every day and he made sure we got the refinance done in timely matter.