We are here to help make your home loan process as quick and as easy as possible! To help you have an idea of your possible monthly mortgage payments, below we have provided a mortgage calculator.

By filling out the form below with your estimated home loan details, our mortgage calculator will generate your estimated monthly payments including the principal amount and interest amount over the entire life of your mortgage. For your convenience, you also have the option to have the payment schedule sent directly to your email address in a PDF format.

*Please note that this schedule is only an estimate based on the information you input.

Mortgage Calculator & Monthly Payment Estimator

With over 20 years of experience in helping people make their dream of home ownership come true, the mortgage brokers at Pioneer Mortgage Funding and Mortgage Loan Originator Gem Goktepe are ready to help make your home ownership dreams come true too!

To schedule a free consultation with one of our mortgage specialist Gem Goktepe, give us a call at (813) 771-9700. We will be happy to answer any questions you may have and help you apply for your conventional home loan, self-employed loan, no-income loan, bank statement loan, second-chance (bankruptcy) loan, divorce refinance, jumbo loan, or commercial loan. We make the application process smooth and easy for home buyers and commercial borrowers.

You can put your trust in our mortgage lenders to get you the best possible interest rate on the market today, and help you keep your monthly mortgage payments as low as possible based on your qualifications.

With our vast resources and experience, let our home loan experts and commercial loan specialists get you started on your home loan application or commercial loan application today!

What Our Clients Are Saying

We are self employed couple and always had issues getting a mortgage, Gem worked with us over and beyond call of duty and secured a conventional mortgage at an excellent rate, and closed on time, highly recommended.

Eddie Maner - Wesley Chapel, FL

Tried to get a loan with other lenders and it never worked out! Gem got the job done for us! And always answered every question I had! If he didn’t answer the phone, he immediately texted to see what was going on. Very reliable!

Rebekah Reineck - Lutz, FL

Mr. Gem went out of his way to get us in our dream home on 28 acres, great to deal with and will recommend to family and friends, he not only did the job he said but met at closing during quarantine and waited outside in case we had issues, outstanding job Sir!

D. Boyette - Tampa, FL

I’ve worked with a few lenders before. I had everything legally to get a loan, but the others could not help me. Everything happened smooth and quick. He answered all my questions. Whenever I called him, he returned my calls in a short time, even late hours. I highly recommended him.

Leyla Edinc - Ocoee, FL

I was referred to Mr. Goktepe through a friend, who was very happy with his services. I have worked with him on my home mortgage. He and his team are very professional, very detail oriented. They made usually stressful borrowing process much easier, while making me feel confident throughout my application and the closing. I definitely recommend their services.

Sara Kul - Orlando, FL

Gem is a “gem” ; because he is always one step ahead in the mortgage process ; always helpful. My loan closed quickly and without any problems. Do recommend him without any hesitation.

Maria Recio - Dade City, FL

Gem was able to get my financing completed, at a reasonable rate and without any significant hassle. I even had to request additional funding approval after the first house fell through for needed repairs and he made it happen. Couldn’t have asked for anything more.

Kristen Spence - Tampa, FL

Gem made it possible for my parents to get a loan when they were in a difficult situation. We are very pleased with the outcome; my parents are in the perfect house for their needs.

R. Ernst - Ellijay, GA

Very Professional. Gem was very helpful and informative. Closing was very quick with a good rate. Highly recommend his service to refinance or new loan. Thanks Gem.

Oeskalen - Wesley Chapel, FL

This was the fourth time we worked with Gem. We continue to work with Gem as he is the best at what he does! He is super responsive, very detailed oriented and knowledgeable. He is always there to answer any questions you might have! This was another smooth process and we were able to close in such a short time. I highly recommend Gem to anyone looking for a trustworthy lender!

Elif Yuksel - Tampa, FL

I went with a previous lender it was a horrible experience I ended up losing the house I wanted. I called gem gektepe he got me approved right away, and he has the best team to work with. I closed on the home I wanted with a smile through the whole process. I strongly recommend him and his team. I will be using him again. He’s the best

Client - Gibsonton, FL

Gem was extremely helpful with the loan process. He was always available to answer my questions. He was able to get me the loan amount needed to purchase my dream house. I highly recommend his services.

Nelsy Mena - Wesley Chapel, FL

Gem was very helpful in explaining the process and clarify and doubts. My closing was quick and received a favorable rate. Highly recommend his service in new purchases or refinance.

Claudia - New Port Richey, FL

Thank you for your dedication throughout this refinance process. You where there from start to completion and each step of the way you were just a text and phone call away, day or night. You explained and answered all the questions I had very clearly and completely. I will recommend you to anyone that I come in contact with that is looking to purchase or refinance their home. Thanks again Gem, you are A+++ in my book, you have all my future home purchasing and home refinance deal. GOD Bless you Gem.

Malcolm N. - Lawrenceville, GA

Gem helped us with our mortgage. From the first day he was professional, courteous and knowledgeable. Our calls were always answered and we felt like we had an ally on our side throughout the process. In these days of fraud running rampant Gem went above and beyond to protect us every step of the way. We were able to close on time and received a great mortgage deal. If you are looking for a mortgage loan officer give Gem Goktepe a call. It will be one of the best decisions you will ever make. Home buying can be stressful but Gem made it the enjoyable and exciting experience that it should be.

Fred Ceruti - Tampa, FL

This was the second time we worked with Gem. First he helped us to buy an investment property and this time with our primary residence. There was a reason we chose to work with Gem again; he definitely knows what he is doing! He helped us close in such a short time with a great rate! He is always there to help with any questions you have. We will definitely work with him again! We highly recommend Gem to anyone looking for a lender.

Burak Zivali - Wesley Chapel, FL

Let's Get Started On Your Loan Application Today!

Gem Goktepe provides the fastest, most friendly loan processing service in the industry. Whether you’re looking for a conventional loan, or a more challenging loan such as a self-employed loan, bank statement loan, no-income loan or second-chance (bankruptcy) loan, our professionals deliver the fastest, highest-quality service to help you get approved quickly and easily. Call us today to schedule your free consultation at (813) 771-9700, or you can fill out the form below and our mortgage specialists will get back in touch with you shortly…schedule your free consultation with Mortgage Loan Originator, Gem Goktepe today: