Best Lender For Mortgage in Tampa, Florida - Reviews

We are honored to have helped thousands of homeowners throughout Florida get approved for their mortgage or refinance…all at the lowest rates available on the market today!

At Pioneer Mortgage Funding, we provide unsurpassed lending services to clients anywhere in Florida, including Tampa, Wesley Chapel, Land O’ Lakes, Lutz, Odessa, Dade City, Lakeland, Orlando, St. Petersburg, Clearwater, Sarasota, Naples just to name a few.

Here is what our clients have to say about how Mortgage Loan Originator, Gem Goktepe helped them with their residential loans, refinance loans, home equity loans, commercial loans and special loans such as self-employed loans, bank statement loans, no-income loans, second chance (bankruptcy) loans, divorce refinance and jumbo loans (reviews as seen on Gem Goktepe’s Zillow Profile and Gem Goktepe’s Google Reviews).

Mortgage Broker in Tampa Florida and Wesley Chapel FL

“I’m happy to have helped thousands of happy clients get approved for their loans quickly and easily, and I’m excited to help you too!”

Gem Goktepe – Mortgage Loan Originator MLS#1812307

Call Now For A Free Consultation – (813) 771-9700

Tried to get a loan with other lenders and it never worked out! Gem got the job done for us! And always answered every question I had! If he didn’t answer the phone, he immediately texted to see what was going on. Very reliable!

Rebekah Reineck - Lutz, FL (Self-Employed Loan)

It was hard to get approved for a mortgage loan. We tried multiple times until we met Gem and gave us hope. In less than a week he had gotten us pre-approved! He really helped us through the whole process and we couldn’t be happier!

Client - Tampa, FL (First Time Home Buyer)

I want to thank Gem for his help in getting my loan approved. He prepared me in advance for everything that was going to happen and everything that was going to be required. As a self-employed individual, getting approval is not so simple, but he helped get me approved. He made the whole process quick and easy. I highly recommend Gem for your lending needs, especially if you have a challenging situation. Gem was a pleasure to work with as well…very accommodating and efficient.

Dina R. - Lutz, FL (Self-Employed, Conventional Loan)

We are self employed couple and always had issues getting a mortgage, Gem worked with us over and beyond call of duty and secured a conventional mortgage at an excellent rate, and closed on time. Highly recommended.

Eddie Maner - Wesley Chapel, FL (Self-Employed, Conventional Loan)

A true gentleman and a professional. Gem went out of his way to get me the best insurance. on the day of my closing I was short $2500.00. Gem sacrificed and paid for me free of charge to help me close on the house I was buying. Gem will take his time and explain every step of the buying process he is very polite and treats you like a family member. An awesome gentleman I have known he is the best in the business and you can call him anytime and trust me Gem will answer you. I highly recommend him. With Gem you can not go wrong, he will make sure you get the best rate and above all Gem takes your business very personal to him. Even after closing he is still available to offer any help you might need. Sir thanks for all you do again am very grateful for meeting you. Your generosity is above par. Thank you!

Sirghart - Grayson, GA (First Time Home Buyer, Conventional Loan)

I went with a previous lender it was a horrible experience I ended up losing the house I wanted. I called gem gektepe he got me approved right away, and he has the best team to work with. I closed on the home I wanted with a smile through the whole process. I strongly recommend him and his team. I will be using him again. He’s the best 🥳

Client - Gibsonton, FL (Self-Employed, First Time Home Buyer, FHA Loan)

Definitely very helpful , knowledgeable and great for first time home buyer. He has a positive attitude and willingness to help anytime. I highly recommend.

Ebru Aran - Valrico, FL (Self-Employed Loan)

Agent has provided excellent service with prompt attitude. Very knowledgeable. Great experience. We have worked out every single glitch on our loan process with no difficulties whatsoever based on the help of this agent.

Gokhan Esen - Wesley Chapel, FL (Self-Employed, Conventional Loan)

Mr. Goktepe was a true professional and he listened to our needs first. Once we discussed our budget and determined the game plan, he found the best lender possible. After a very straight-forward loaning process, we purchased our new commercial real estate and closed on it without any issues within a short timeline. Best mortgage experience in my lifetime! We recommend Mr. Goktepe to anyone looking for a mortgage (residential or commercial). He is the ultimate professional. We thank him for all he’s done for us and look forward to working with him again in the future.

Client - Tampa, FL (Self-Employed, Commercial Loan)

Mr. Goktepe was great from the start to finish. Not only did Gem fight to get us the best rate possible, it was stress free the whole way through. I would highly recommend anyone looking to buy a home to let Gem help you get you into your dream home. I’m very happy I did. Thanks Gem!😎

Nick Rice - Land O' Lakes, FL (First Time Home Buyer, Conventional Loan)

Gem is a great mortgage broker to work with!! He was able to get me such a great rate for my home loan. He is knowledgeable and explains everything thoroughly. The loan process can be very overwhelming and confusing but Gem made the process easy and stress free. He always picks up the phone right away when you call with a question. He will help you determine the best plan for you and your finances.

Jonyelle Kreider - Land O' Lakes, FL (Conventional Loan)

Gem has excellent customer service, he is always working and available no matter the time!! Gem does an awesome job of taking the stress from the home buying process.

Robert Rutledge - Wesley Chapel, FL (Low Credit Score, FHA Loan)

Gem has the heart of a teacher. He’s willing to take the time and explain the difficult mortgage language. He never makes you feel overwhelmed even during a stressful process. My next mortgage and all of my family and friends will deal with Gem for our mortgage needs.

Nancy Rivera - New Port Richey, FL (Conventional Loan)

I had the best help from Gem. He solved all issues about my mortgage very fast. I couldn’t get a loan if Gem didn’t help me. I am so thankful for his service and efforts.

Esra Ersönmez - Tampa, FL (Self-Employed Mortgage Loan)

Gem is a great lender, made the process very easy. He is straightforward and works hard to get you a great deal with your mortgage. He helped me get my mortgage with a great rate. Gem is a very nice guy, and reliable. If there was any questions I had he would get back very quickly or take time to help me understand. I highly recommend him for a lender.

Cynthia - Tampa, FL (First Time Home Buyer, FHA Loan)

Gem is a wonderful mortgage loan officer. He is very knowledgeable as he has been doing this for a long time. He was very helpful throughout the whole process; he was always ready to answer any questions we had (no matter what time it was). We were able close in such a short time as he was very organized and everything went smoothly! I can honestly say that Gem is a trustworthy guy that works very hard for his clients to get the best deal possible. This was an investment purchase, I will definitely work with him again for our primary purchase! I highly recommend Gem as a broker!

Elif Yuksel - Tampa, FL (Investment Property Loan)

This was the second time we worked with Gem. First he helped us to buy an investment property and this time with our primary residence. There was a reason we chose to work with Gem again; he definitely knows what he is doing! He helped us close in such a short time with a great rate! He is always there to help with any questions you have. We will definitely work with him again! We highly recommend Gem to anyone looking for a lender.

Burak Zivali - Wesley Chapel, FL (Conventional Loan)

Gem is my goto. He is always available and answers any questions you have. Thank you Gem for helping me, answering my questions, and explaining the process. You got me the best percent available. Being a Veteran, its great someone like you cares and takes great care for us. Thank you again.

Darron Hymes - Orlando, FL (VA Loan)

Mr. Gem went out of his way to get us in our dream home on 28 acres, great to deal with and will recommend to family and friends, he not only did the job he said but met at closing during quarantine and waited outside in case we had issues, outstanding job Sir!

D. Boyette - Dade City, FL (Conventional Loan)

Since I am not experienced, Gem answered all my questions and helped with all my concerns. He closed my loan in a very short time which allowed me to buy the property I liked. He is a very knowledgeable and trustable person. Recommend everyone who wants to get a loan in a very short time.

Client - Tampa, FL (Conventional Loan)

Gem was very honest during the whole process. He is very knowledgeable and doesn’t play games. The best thing about working with Gem, is he will always answer his phone to help you out. Doesn’t matter if its 10pm on a Sunday. He will always be there for you. Highly recommended.

Justin Johnson - Land O Lakes, FL (VA Loan)

Gem helped us with our mortgage. From the first day he was professional, courteous and knowledgeable. Our calls were always answered and we felt like we had an ally on our side throughout the process. In these days of fraud running rampant Gem went above and beyond to protect us every step of the way. We were able to close on time and received a great mortgage deal. If you are looking for a mortgage loan officer give Gem Goktepe a call. It will be one of the best decisions you will ever make. Home buying can be stressful but Gem made it the enjoyable and exciting experience that it should be.

Fred Ceruti - Tampa, FL (FHA Loan)

Gem is a great guy to work with. I can easily say that his service, knowledge, expertise, and communication skills are first class. Our process was so smooth and exactly as expected. I will definitely recommend him to others. Thanks Gem!

Seko Genc - Riverview, FL (Conventional Loan)

Thank you for your dedication throughout this refinance process. You where there from start to completion and each step of the way you were just a text and phone call away, day or night. You explained and answered all the questions I had very clearly and completely. I will recommend you to anyone that I come in contact with that is looking to purchase or refinance their home. Thanks again Gem, you are A+++ in my book, you have all my future home purchasing and home refinance deal. GOD Bless you Gem.

Malcolm N. - Lawrenceville, GA (Refinance, VA Loan)

Gem was very dedicated and detail oriented throughout the entire process. He kept the closing process on schedule and we would absolutely use him again as a lender.

M. Lapresti - Wesley Chapel, FL (Self-Employed, Conventional Loan)

We had the most pleasant process while working with Gem. We have purchased property before but we have never had someone like Gem help us. He goes above and beyond what you would expect. We works really hard to find you the best deal possible based on your financial situation. Trust me when I tell you that you will not regret giving Gem an opportunity!

Client - Ormond Beach, FL (Self-Employed Loan)

Gem was very professional and helpful from start to finish. He always answered my questions very quickly. I highly recommend Gem to anyone looking to purchase.

Debra Davis - Inverness, FL (Low Credit Score, Conventional Loan)

Thank you for orchestrating such a smooth and cost saving loan. From start to finish, Gem did an exceptional job and made the loan process easy. I had a competing offer late in the process, which Gem was able to offer lower fees and closing costs, then still pushed my application quickly through. Gem and his team have been extremely responsive and super helpful throughout the whole process. Thank you for going above and beyond to get everything done on time. You did an absolutely perfect job! I would highly recommend his services to anyone interested in purchasing or refinancing.

Burak K. - Tampa, FL (Refinance)

Gem got me a great refinance rate, he is professional, communicates quickly , great follow up work. Has a good team of professionals. I will recommend him 100%.

Urvi Parmar - Odessa, FL (Refinance)

Gem was very helpful in explaining the process and clarify and doubts. My closing was quick and received a favorable rate. Highly recommend his service for new purchases or refinance.

Claudia - New Port Richey, FL (Conventional Loan)

He assisted me in financing my purchase and very helpful. He found me a lower rate than initially quoted. It helped knowing that he had my best interest at heart. I would recommend him.

Client - Tampa, FL (Self-Employed Loan)

Gem was extremely helpful with the loan process. He was always available to answer my questions. He was able to get me the loan amount needed to purchase my dream house. I highly recommend his services.

Nelsy Mena - Wesley Chapel, FL (First Time Home Buyer, Conventional Loan)

We have worked with Gem on 3 transactions since last year. He is very responsive and communicative. He is always available to answer any questions. He is very detailed oriented and thinks about next level in the process. Thank you Gem for being the best!!

Ilker Burnukara - Tampa, FL (Self-Employed, Conventional Loan)

Gem was able to get my financing completed, at a reasonable rate and without any significant hassle. I even had to request additional funding approval after the first house fell through for needed repairs and he made it happen. Couldn’t have asked for anything more.

Kristen Spence - Tampa, FL (Conventional Loan)

Gem is a “gem” ; because he is always one step ahead in the mortgage process ; always helpful. My loan closed quickly and without any problems. Do recommend him without any hesitation.

Maria Recio - Dade City, FL (Self-Employed, Conventional Loan)

I was referred to Mr Goktepe through a friend, who was very happy with his services. I have worked with him on my home mortgage. He and his team are very professional, very detail oriented. They made usually stressful borrowing process much easier, while making me feel confident throughout my application and the closing. I definitely recommend their services.

Sara K. - Orlando, FL (Self-Employed, Conventional Loan)

Gem is all the hype. He is always available and made the loan process easy as a result. One of his agents wasn’t always efficient but he made sure everything was taken care of. Plus we got a great rate!

Chris Himes - Tampa, FL (First Time Home Buyer, Conventional Loan)

Gem is the one who will make sure you will get what you are looking for. He will try everything for you, he will get you the best rate. Our refinance was almost impossible but he made it! We tried how many times to refinance our home, but most of the banks, mortgage companies and brokers don’t know what they are doing. They all want easy borrower and don’t want to work harder, or they don’t pay attention to details. Gem was on it completely from day one to until end of the closing. He was with us every day and he made sure we got the refinance done in timely matter.

Gulperi Arici - Tampa, FL (Self-Employed, Refinance)